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What is the Difference in Calculation of Payment for Conventional Fixed Versus Payment Schedule Amortization in ALM? (Doc ID 2670316.1)

Last updated on MAY 15, 2020

Applies to:

Oracle Financial Services Asset Liability Management - Version 6.1 and later
Oracle Financial Services Funds Transfer Pricing - Version 6.1 and later
Information in this document applies to any platform.
Oracle Financial Services Analytical Applications (OFSAA)
Oracle Financial Services Asset Liability Management (ALM)
Oracle Financial Services Enterprise Performance Management (EPM)


It is the understanding that OFSAA ALM can take payment schedule form source system and bucket the value at RES_DTL table.

For this approach i.e Amortization Type Code AMRT_TYPE_CD = 800 (Conventional Schedule) will ALM engine take cur_payment from details table FSI_D_LOAN_CONTRACT and compute Financial element 430 (Interest Income) and Financial element 210 (Total Runoff - Positive) using AMOUNT column available at FSI_D_PAYMENT_SCHEDULE for the remaining tenor ?

What is the difference between Amrt_type_cd = 100 and Amrt_type_cd = 800 for the remaining tenor?  Is the following correct?

i) In case of amrt_type_cd = 100 ALM forecast Financial element 430 and 210 using CUR_PAYMENT, pmt_freq from detail record.

i) In case of amrt_type_cd =800 ALM forecast Financial element 430 and 210 using Cur_payment from detail record and for Financial element 430 payment date is taken from Payment_schedule table.


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