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How to Model a 5/1 Hybrid ARM Mortgage in Risk Manager (Doc ID 826768.1)

Last updated on JUNE 01, 2009

Applies to:

Oracle Financial Services Applications (OFSA) 4.5
Oracle Risk Manager - Version: 4.5 to 4.5.39
Information in this document applies to any platform.


How can you model a 5/1 hybrid arm mortgage in Oracle Risk Manager (RM) 4.5?

Note: A 5/1 hybrid arm mortgage has an initial five year fixed interest rate.  After this initial five-year period, the interest rate begins to adjust on an annual basis according to an index plus a margin.


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