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11i: R12: XTR: Want To Calculate Fee On Unused Amount Of The Line Of Credit (Doc ID 1116759.1)

Last updated on JULY 10, 2020

Applies to:

Oracle Treasury - Version 11.5.5 to 12.1.3 [Release 11.5 to 12.1]
Information in this document applies to any platform.


Scenario 1:
Users have a line of credit with a bank for 50 million. They pay interest only on the amount which is used (let's say they use 35 million) and they pay a small fee on the unused amount (15 million). Is there any functionality in Oracle Treasury that allows users to calculate the fee on unused amount of line of credit?

Users want to use Floating Interest Rate functionality and this is not supported by Short Term Money deals.
But Whole Sale Term Money deals screen supports this. But they don't find any functionality related to unused loan amounts i.e. fee on unused loan amounts etc. Users believe Oracle Treasury doesn't have any functionality to support fee on unused loan amounts. But would like confirmation from Oracle.

Scenario 2:
Once the company obtains a borrowing facility it has to pay commitment fees on the un-utilized portion of the loan. Interest is paid on the utilized portion. The total facility would be input as Limits (Borrowing) in the Treasury module.
1). Can the payment dates be input? Eg. Every 3 months from the start date.
2) How to keep record of guarantees provided to subsidiary companies for the  loans obtained?


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