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Product Maintenance of CL ( Feasibility for Moratorium Schedule+ Declining Schedule followed by EMI schedule) (Doc ID 2243144.1)

Last updated on JULY 23, 2018

Applies to:

Oracle FLEXCUBE Universal Banking - Version 10.0 and later
Information in this document applies to any platform.


The first year of loan, client pays as declining with grace period (Moratorium) mean Moratorium + Declining Schedule
The Second year of loan client pays as annuity schedule for the same loan account.
- Moratorium = Grace period 3 or more months.
- Declining Schedule = Pays interest and principal all months.
- Annuity Schedule = like EMI schedule.

Intended Audience: This document is intended for OFSS Employees, Customers & Partners


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