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On saving VAMI, amount due for MAIN_INT Component is getting deleted (Doc ID 2584737.1)

Last updated on SEPTEMBER 15, 2019

Applies to:

Oracle FLEXCUBE Universal Banking - Version 12.0.2 and later
Information in this document applies to any platform.

Symptoms

After saving VAMI for loan account, the amount_due for MAIN_INT component from table cltb_account_schedules is getting deleted.

Changes

User is doing below changes:

1. Go to CLDACCVM and query loan account

2. Unlock the contract

3. Fill in the Effective Date and click on Create Amendment

4. Go to Components and click on Edit Schedules and Explode Schedules

5. Go to Fields tab

6. Edit field and change field value

7. Click on Save

8. Click on Accept

9. Log in with a checker user to authorize the record

10.Authorize the VAMI

11. After authorization amount_due for MAIN_INT component from table cltb_account_schedules is getting deleted.

Cause

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In this Document
Symptoms
 After saving VAMI for loan account, the amount_due for MAIN_INT component from table cltb_account_schedules is getting deleted.
Changes
 User is doing below changes:
 1. Go to CLDACCVM and query loan account
 2. Unlock the contract
 3. Fill in the Effective Date and click on Create Amendment
 4. Go to Components and click on Edit Schedules and Explode Schedules
 5. Go to Fields tab
 6. Edit field and change field value
 7. Click on Save
 8. Click on Accept
 9. Log in with a checker user to authorize the record
 10.Authorize the VAMI
 11. After authorization amount_due for MAIN_INT component from table cltb_account_schedules is getting deleted.
Cause
 Bank was doing Edit and Explode schedule for non-financial amendment (field value change) through screen CLDACCVM which was causing back dated VAMI adjustment as it is discounted loan.
For non financial VAMI adjustment is not required.
 
Solution
 Suggested to the bank that no need to click on Edit and Explode schedule for non-financial amendment through screen CLDACCVM.
Non-financial amendment can be done through CLDAMEND.
References


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