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Scorecard Parameter Debt To Income With Payment Not Calculating Correct (Doc ID 2673433.1)

Last updated on MAY 27, 2020

Applies to:

Oracle Financial Services Lending and Leasing - Version and later
Information in this document applies to any platform.


On : version, Production Support-SET

Scorecard parameter Debt to Income with Payment not calculating correct

  In the scorecard parameter DEBT TO INCOME WITH PAYMENT is not calculating correctly. It is not including the payment of the lease being underwritten and is only including existing liabilities.

Based on the scorecard parameter defined the debt to income with payment should be calculated properly.So that applicants who should not be approved for credit will not be approved.

The issue can be reproduced at will with the following steps:
1. Create an account with the scoring model defined as APL_DEBT_RATIO_SAFTER
2. Fund the same and verify the Applicant tab ,summary columns "debt stated before%" and "debt stated after %" calculated correctly.
3. System should calculate the debt to income including the payment and display.

The issue has the following business impact:
Due to this issue, users cannot have the correct debt to income calculated and due to this applicants who should not be approved for credit will be approved.


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