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Loan Simulation For Partially Disbursed Loans (Doc ID 2999937.1)

Last updated on JANUARY 31, 2024

Applies to:

Oracle Banking Corporate Lending - Version and later
Information in this document applies to any platform.


On : version, Implementation Support

Loan Simulation for Partially Disbursed Loans

Bank is currently having a business case where simulation for a loan contract is required to generate the repayment schedules. The simulation needs to do on a partially disbursed loan.
If the loan is partially disbursed in the past, then bank will do a simulation for the undisbursed loan on a current system date. While doing so, the bank needs to put the previous disbursement schedule which was in the past. The remaining amount will be mentioned in another disbursement schedule with current system date. However, system throws the error


OL-C0508 Total amount for PRINCIPAL is more than the amount defined for the same component in the Interest details

The issue can be reproduced at will with the following steps:

1. Launch Screen OLDTROSI, Capture Product(manual Dsbr), counterparty, ccy, Amount financed (Full Loan amount) Ex: 120,000.00
2. Provide Back Value date (the first disbursement was done on that date) and provide Maturity date ex: 01-JUL-2024
3. Capture the Settlement Sequence No, Visit ICCF sub screen.
4. Go to Schedules, set Disbursement Mode Auto and Default. Add a Disbursement schedule for 80,000 (actual amount disbursed in the past)
5. Add Another Disbursement Schedule with start date 15-NOV-2023, Daily, 1 unit , for remaining amount 40,000. It means bank will disburse the remaining 40,000 today.
6. Click on Payment Details.

The issue has the following business impact:
Due to this issue, users cannot do loan simulation for partially disbursed loans




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